Straight answers for Ontario homeowners navigating the 2026 Home Renovation Savings program, cold-climate heat pump decisions, and the real cost of replacing a furnace or AC — from Toronto to Sudbury.
Three guides that cover the questions Ontario homeowners ask most.
How much you can actually get back on a heat pump in Ontario in 2026 — the Home Renovation Savings program, Enbridge rebates, and what replaced the Greener Homes Grant.
Read the guide Cold ClimateHonest cold-climate heat pump performance for Ontario — from Windsor to Thunder Bay. Capacity at -15°C and -25°C, backup heat strategy, and which models actually deliver.
Read the guide CostFull 15-year cost comparison for Ontario homeowners — install cost, Enbridge gas vs. electricity rates, rebates applied, and when a hybrid system wins.
Read the guideClimate zones across Ontario vary dramatically — a Toronto install isn't the same as one in Thunder Bay. Pick your city for local rebate paperwork, climate-zone sizing, and neighbourhood coverage.
Greater Toronto Area
Zone 6 · design -18°C
Eastern Ontario
Zone 6 · design -24°C
Peel Region
Zone 6 · design -18°C
Peel Region
Zone 6 · design -18°C
Golden Horseshoe
Zone 6 · design -18°C
Southwestern Ontario
Zone 6 · design -16°C
York Region
Zone 6 · design -20°C
York Region
Zone 6 · design -20°C
Waterloo Region
Zone 6 · design -18°C
Essex County
Zone 5 · design -14°C
Northeastern Ontario
Zone 7A · design -29°C
Northwestern Ontario
Zone 7B · design -32°C
The most common questions we hear from Ontario homeowners researching their next HVAC upgrade.
Under the Home Renovation Savings (HRS) program, eligible Ontario homeowners can receive up to $7,500 toward a qualifying cold-climate air-source heat pump, plus additional rebates for insulation and smart thermostats.
Yes — the federal Greener Homes Grant stopped accepting new applications in early 2024. In Ontario, the Home Renovation Savings (HRS) program delivered by Enbridge Gas and Save on Energy is the main replacement.
Modern cold-climate heat pumps (CCHPs) maintain 70–100% of their rated capacity at -15°C and continue producing heat to -25°C or below. Most Ontario installs pair the heat pump with a gas furnace or electric backup for the coldest weeks.
At current Ontario electricity ultra-low overnight pricing and Enbridge gas rates, a cold-climate heat pump is typically 10–30% cheaper per year to operate than a high-efficiency gas furnace — though the gap narrows during peak winter weeks.